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Fact check: Will premiums go up?

From NBC's Norah O'Donnell, Domenico Montanaro, and Mark Murray
Earlier this morning, Republicans -- including Sens. Lamar Alexander and Jon Kyl -- said that health-care premiums would go up under the Democratic plans.

President Obama responded, "It's not factually accurate. Here's what the Congressional Budget Office says: The costs for families for the same type Of coverage as they're currently receiving would go down 14% To 20%."

According to the Pulitzer Prize-winning Politifact, the CBO said that -- for the most part -- premiums would go down or stay the same.

"The CBO reported that, for most people, premiums would stay about the same, or slightly decrease. This was especially true for people who get their insurance through work. (Health policy wonks call these the large group and small group markets.) People who have to go out and buy insurance on their own (the individual market) would see rates increase by 10 to 13 percent. But more than half of those people -- 57 percent, in fact -- would be eligible for subsidies to help them pay for the insurance. People who get subsidies would see their premiums drop by more than half, according to the CBO. So most people would see their premiums stay the same or potentially drop."

Here's the Washington Post's Ezra Klein: "Yes, the CBO found health-care reform would reduce premiums. The issue gets confused because it also found that access to subsidies would encourage people to buy more comprehensive insurance, which would mean that the value of their insurance would be higher after reform than before it. But that's not the same as insurance becoming more expensive: The fact that I could buy a nicer car after getting a better job suggests that cars are becoming pricier. The bottom line is that if you're comparing two plans that are exactly the same, costs go down after reform."